What is medical payments coverage?

This coverage will pay for your bodily injury, sickness, or disease medical expenses suffered in a motorcycle accident while operating by the insured motorcycle, regardless of fault. This includes reasonable and necessary medical, surgical, chiropractic, and dental treatment, professional nursing, hospital, x-ray, ambulance and funeral services, and prosthetic devices. Medical expenses will be paid within one year from the date of the accident and are subject to the declared deductible on the declaration page.  Such coverage extends to others operating your motorcycle with your permission, as well as passengers involved.